Basically, there are two ways to have more money.

First is to Increase your earnings. You can do this in many ways. You can consider having a second job, start a small business or side hustle, invest in regular earning yielding assets or investments such as fixed deposits, government bonds, leasing or hire purchase, etc.

The second way is to reduce your expenses. In doing this, you need to start keeping track of your expenses to know the areas of excess spending and cut the excesses. You also have to prioritise your expenses on the basis of needs and wants. Spend only on needs. (I.e. necessities only) because human want is insatiable as we always want more. This is a little hard because it requires a high level of financial discipline and self denial.

Let’s know your thoughts on this in the comment section.